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Lloyds Banking Group

Banking, insurance and pensions · United Kingdom

Lloyds Banking Group is the UK's largest retail bank: through Lloyds, Halifax, Bank of Scotland and MBNA it holds the current accounts and savings of about 28 million customers, lends them mortgages, cards and car finance, and sells pensions and insurance through Scottish Widows.

What makes it different

Britain's biggest bank is also a landlord.

~8,000Homes owned by Lloyds LivingFY2025

Through Lloyds Living it owns and rents out homes itself, aiming for more than 20,000 by 2030.

How big it is

How big is Lloyds Banking Group?

£18.3BNet incomeFY2025
28MCustomersFY2025
60,061Employees2025
How it makes money FY2025

Retail banking brings almost 60% of income.

  • Retail59%£10.8B
  • Commercial Banking30%£5.5B
  • Insurance, Pensions and Investments7%£1.3B
  • Equity Investments and Central Items4%£0.7B
How the business works

Gather deposits. Lend for homes. Insure.

  1. 1Current accounts and savings
  2. 2Mortgages and car finance
  3. 3Scottish Widows pensions

Low-cost deposits from Britain's biggest current-account base fund about a fifth of all new UK mortgages, and Scottish Widows adds fee income that does not depend on interest rates.

Who owns it
  • BlackRock, Inc.5.14%
  • Norges Bank3.02%

CEO: Charlie Nunn

Who it competes with
BarclaysNNatWest GroupHSBCSantander UKNNationwide Building Society
Key moments
  1. 1695Bank of Scotland is founded
  2. 1765Taylors & Lloyds opens in Birmingham
  3. 1995Lloyds Bank and TSB merge
  4. 2000Buys Scottish Widows
  5. 2009UK Government takes a 43.4% stake
Sources

Every number on this page comes from Lloyds Banking Group's own reports.

Full profile

The rest of the story is in the app.

What Lloyds Banking Group tracks20 metrics
Customers
Digitally active users
Mortgage market share
Results, quarter by quarterwith a chart
Revenue
Profit
Margin
The full timeline19 moments
2017
2025
2026
Lloyds Banking Group vs Barclaysside by side
Revenue
Profit
People
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