Visa
Payments · United States
Visa runs a global payments network that processes card and digital payments between banks, merchants and consumers, earning fees on volume, transactions and cross-border spending, plus services such as risk and advisory.
What makes it different
It pays its partners billions to keep volume flowing.
$15.8BClient incentives paidFY2025
Client incentives paid to banks and merchants are deducted from Visa's gross revenue.
How big it is
How big is Visa?
$40.0BNet revenueFY2025
$13.9TPayments volumeFY2025
34,100EmployeesFY2025
How it makes money FY2025
Visa gets paid when money moves across its network.
- Data processing revenue$20.0B
- Service revenue$17.5B
- International transaction revenue$14.2B
- Other revenue$4.1B
How the business works
Visa connects the payment.
- 1Authorise, clear, settle
- 2Volume, transactions, currency
- 3Value-added services
Runs the rails between banks and merchants and earns fees as payment volume and transactions flow across the network. It does not lend or hold consumer balances itself.
Who owns it
- The Vanguard Group8.18%
- BlackRock, Inc.7.32%
CEO: Ryan McInerney
Who it competes with
Key moments
- 1958Visa's early days
- 2007Visa Inc. is formed
- 2008Initial public offering
- 2021Acquires Currencycloud
- 2022Acquires Tink
Sources
Every number on this page comes from Visa's own reports.
Full profile
The rest of the story is in the app.
What Visa tracks17 metrics
Payments volume
Processed transactions
Payment credentials, nearly
Results, quarter by quarterwith a chart
Revenue
Profit
Margin
Where the money comes from2 regions
International
United States
The full timeline16 moments
2024
2025
2026
Visa vs Mastercardside by side
Revenue
Profit
People
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