Revolut
Digital banking and fintech · United Kingdom
Revolut is a digital bank and money app that earns fees on cards, subscriptions, trading and currency exchange, plus interest on customer balances.
What makes it different
It lends out only a sliver of its deposits.
6.2%Loans as share of depositsFY2025
Most customer money sits in cash and government debt while revenue comes from fees on everyday use.
How big it is
How big is Revolut?
£4.5BRevenueFY2025
68.3MRetail customers2025
12,200EmployeesFY2025
How it makes money FY2025
Many products, many fees.
- Card payments£1.0B
- Interest income£1.0B
- Subscriptions£0.7B
- Wealth£0.7B
- Foreign exchange£0.6B
- Rewards programs£0.2B
- Other fees£0.3B
- Other income£0.1B
How the business works
One app, many products.
- 1Customers through one app
- 2Cards, FX, trading, plans
- 3Fees and balance interest
Each new product is sold to the same customers, so every added customer lifts several revenue lines.
Who owns it
CEO: Nik Storonsky
Who it competes with
Key moments
- 2015Revolut launched
- 2017Series B, Revolut Business, Premium plan and crypto trading
- 2018Banking licence from the Bank of Lithuania
- 2020Series D and entry to the US and Japan
- 2021Series E, $800M
Sources
Every number on this page comes from Revolut's own reports.
Full profile
The rest of the story is in the app.
What Revolut tracks21 metrics
Retail customers
Retail transaction volume
Customer deposits
Results, quarter by quarterwith a chart
Revenue
Profit
Margin
Where the money comes from3 regions
Europe (excluding UK)
United Kingdom
Rest of the world
The full timeline16 moments
2024
2025
2026
Revolut vs PayPalside by side
Revenue
Profit
People
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