Whatco

Canadian Tire

General merchandise retail · Canada

Canadian Tire is Canada's largest general-merchandise retail group: Dealer-run Canadian Tire stores, SportChek, Mark's, Party City and Gas+ stations tied together by the Triangle Rewards loyalty programme and its own credit-card bank, plus a majority stake in the CT REIT property trust.

What makes it different

A retailer that also runs its own credit-card bank.

2.3MActive credit cardholdersFY2025

Its bank's 2.3 million Triangle cardholders earned C$335M before tax in 2025, over a third of group IBT.

How big it is

How big is Canadian Tire?

1,690Retail locations2026
12.2MTriangle membersFY2025
How it makes money FY2025

Mostly retail, plus a credit-card bank.

  • Retail90%C$14.7B
  • Financial Services9%C$1.5B
  • CT REIT0%C$64M
How the business works

Dealers sell. Triangle rewards. Bank lends.

  1. 1Dealer-run Canadian Tire stores
  2. 2Triangle points across banners
  3. 3Own Triangle Mastercard bank

Its own bank turns loyalty spending into interest income, so a credit card earns as much profit as a store network.

Who owns it
  • Martha Billes (through Tire 'N' Me Pty. Ltd.)40.9%
  • Owen Billes (through Albikin Management Inc.)20.5%
  • Deferred Profit Sharing Plan (employees)12%

CEO: Greg Hicks

Who it competes with
WalmartCostcoThe Home DepotAmazonDollaramaRRONA
Key moments
  1. 1922A.J. and J.W. Billes buy a Toronto garage
  2. 7-15CT REIT established
  3. 2018Triangle Rewards replaces Canadian Tire Money
  4. 8-07Helly Hansen bought for C$985M
  5. 2023Partnership with Petro-Canada
Sources

Every number on this page comes from Canadian Tire's own reports.

Full profile

The rest of the story is in the app.

What Canadian Tire tracks14 metrics
Triangle Rewards active members
Retail locations
Canadian Tire stores
Results, quarter by quarterwith a chart
Revenue
Profit
Margin
Where the money comes from7 regions
Canadian Tire
Mark's
SportChek banners
The full timeline20 moments
2024
2025
2026
Canadian Tire vs Walmartside by side
Revenue
Profit
People
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